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do newspaper strongarticlesstrong on card fraud affect debit card usage.pdf

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do newspaper strongarticlesstrong on card fraud affect debit card usage

CONFERENCE ON THE FUTURE OF RETAIL WORKING PAPER SERIES PAYMENTS: OPPORTUNITIES AND CHALLENGES NO 1389 / OCTOBER 2011 DO NEWSPAPER ARTICLES ON CARD FRAUD AFFECT DEBIT CARD USAGE? by Anneke Kosse WORKING PAPER SERIES NO 1389 / OCTOBER 2011 CONFERENCE ON THE FUTURE OF RETAIL PAYMENTS: OPPORTUNITIES AND CHALLENGES DO NEWSPAPER ARTICLES ON CARD FRAUD AFFECT DEBIT CARD USAGE? 1 by Anneke Kosse 2 NOTE: This Working Paper should not be reported as representing the views of the European Central Bank (ECB). The views expressed are those of the author and do not necessarily reflect those of the ECB. In 2011 all ECB publications feature a motif taken from the €100 banknote. This paper can be downloaded without charge from http://www.ecb.europa.eu or from the Social Science Research Network electronic library at /abstract_id=1932647. 1 This paper would not be possible without the POS transaction data supplied by Equens. The author also likes to thank Richard Heuver, Gwan Tjia and Odette Verlee of the Process Development Department of the