Part 5 International Settlement要点.ppt

Unit 5: International settlement Teaching Objectives To seize the definitions of various settlement instruments . To seize the definitions of credit settlement, collection, and remittance as well as their features, categories, business procedures, advantages and disadvantages. To be familiar with the Customs and Practice of International Trade. To be familiar with the means of finance belonging to financial innovation. Focus on To seize the definitions of various settlement instruments . To seize the definitions of credit settlement, collection, and remittance as well as their features, categories, business procedures, advantages and disadvantages, etc. . Difficulties To seize the definitions of various settlement instruments . To seize the definitions of credit settlement, collection, and remittance as well as their features, categories, business procedures, advantages and disadvantages, etc. . Teaching Methods Teacher’s explanations Questioning Discussing Exercise Teaching Time 8 Periods Teaching Procedures Warming-Up Exercise: Application for Loan 公司在资金紧张或寻求发展时，有时需要 向金融机构贷款； 个人买房、买车也有可能 需要向金融机构贷款。贷款是公司和个人融 通资金的重要方式之一，同时又是银行资金 投放的主要途径之一。 申请贷款时，申请者往往得提供抵押或 他人担保，否则银行等金融机构是不会提供 贷款的。银行的贷款原则是安全性、赢利 性。 和流动性，因此银行的信贷人员在接受贷款 申请前，必须对申请人的资信情况进行认真 细致的调查，以确保贷款的安全。 Common Expressions 基本词汇与短语 loan department 贷款部 loan officer 贷款业务员 commercial loan 商业贷款 personal loan 个人贷款 collateral 抵押品 credit file 信用档案 charge card 赊销卡 term 期限 principal 本金 due 到期 overdue 过期 pay back 偿还 pay off 付清 creditor 债权人 debtor 债务人 real estate