我国的金融租赁业存在的主要问题及对策研究.docVIP

我国金融租赁业存在的主要问题及对策研究 摘 要 在我国金融租赁作为一种新型的融资方式自二十世纪八十年代初期出现以来，经过了近二十年的发展，已经初步形成了一个相对独立的金融租赁行业。金融租赁产生于1912年的美国,之后在全球范围内迅速发展起来,到1995年,金融租赁在全球成为仅次于银行信贷的第二大债权融资方式,被称为“朝阳行业”。金融租赁业以其独特的融资租赁优势，在引进国外先进设备和外资，促进产品销售方面发挥着越来越重要的作用。我国于1981年引入金融租赁,80年代金融租赁发展迅速。但是,90年代初期之后,交易额逐渐萎缩,行业整体陷入了困境。由此看出探讨我国融资租赁业发展存在的主要问题、找出对策对我国金融租赁的发展有着一定的现实意义。因此,本拟从分析我国金融租赁业的现状入手，剖析制约我国金融租赁业发展的主要障碍，并在此基础上提出了对策措施，以期推动和促进我国金融租赁业的快速健康发展。 Main problems of financial leasing and countermeasures research in China ABSTRACT Financial leasing in China as a new financing way since the early 1980 s, after nearly 20 years of development, has initially formed a relatively independent financial leasing industry. Financial leasing produced in America in 1912, and then developed rapidly in the global scope, by 1995, the financial leasing in the global to become the second largest creditors rights financing is second only to that of bank credit, known as the \sunrise industry\. Financial leasing for its unique advantage of financing lease, the introduction of foreign advanced equipment and the foreign capital, promote product sales are playing an increasingly important role. Chinas financial leasing, introduced in 1981, financial leasing has developed rapidly in the 80 s. But, after the early 90 s, trading volume gradually atrophic, industry as a whole is in trouble. Thus discusses the main problems of financing leasing development, countermeasures for the development of financial leasing in China has a certain practical significance. Therefore, this from the analysis of the status quo of financial leasing in China, analyze the main obstacle restricting the development of financial leasing in China, and puts forward countermeasures on the basis of this, in order to promote and promote the rapid and sound development of financial leasing in China. Keywords financial leasing, restricting factors, measures 1 前言 1.1 究研背景 租赁是一项有着几千年历史的古老经济活动,它是为了解决人们生产和流通周期中,生产要素配置不合理的矛盾而产生。在中国,随着改革开放的深入发展,融资租赁正面临新的发展机遇。租赁业的政策环境得到了很大