【】人民币升值问题研究解决方案.docVIP

摘要 我国现行的汇率体制形成于上个世纪90年代中期，近年来由于我国经济的发展和外汇储备的大幅增长，同时我国的汇率体制存在着一定的缺陷，缺乏灵活性，同时在国际压力的造势下，人民币升值压力的呼声越来越高。人民币的升值是一把双刃剑，有利也有弊。人民币的升值会对我国的出口.就业和社会的稳定带来一定的冲击，但也为我国贸易条件的改善，偿还外债能力的增强，人民币可兑换步伐的加快带来了机遇。人民币升值的压力总归到底是因为我国汇率体制存在着缺陷引起的，我国必须完善人民币汇率的生成和运行机制，建立合理的人民币汇率监测机制和管理制度，完善结售汇制度，使我国的汇率制度进一步市场化，以适应我国经济和社会的发展。 关键词： 外汇储备， 汇率 ，升值压力 ，结售汇制度 Abstract Chinese present exchange rate system was founded in the middle of 1990s, but as the economy developing quickly and the total foreign exchanges increasing greatly, at the same time there are lots of disadvantages in the exchange rate system as well as the pressures from international world, RMB faces the appreciation pressures .But it is a double-edged sword for the RMB appreciation, it can bring some positive facets as well as some negative facets. If RMB appreciate, it will bring a impact to the export. Employment a, but it can improve the trade terms and enlarge the ability of paying back the foreign loans and bring the opportunity for RMB free exchange. There are lots of disadvantages in the exchange rate system so that it brings the appreciation for RMB. We must perfect the RMB exchange rate, build up the right supervisory and managed system for the RMB exchange rate and improve the system of exchange of the settlement and sales. Our goals are to make the exchange rate system marketable so that it can accelerate the development for the economy and the society. Keywords: foreign exchange reserves，exchange rate, the appreciation pressure, the system of exchange of the settlement and sales  目录 摘 要……………………………………………………………………I Abstract ……………………………………………………………………II 目录…………………………………………………………………………III 绪论………………………………………………………………………… 1　　　　　　 一、产生人民币升值压力的根源和原因……………………………………2 （一）美国、日本、欧洲等发达国家的政治压力……………………… 2 （二）我国经济的相对快速增长和外汇储备快速增长使人民币面临升值压力…………………………………………………………… 3 （三）人民币汇率体制缺乏弹性……………………