unit12insurance要点解析.ppt

Unit 12 insurance Insurance 保险 Aims Requirements To enable S.S. to get to know the definition of insurance； To enable S.S. to know the steps of writing a letter about insurance； To enable S.S. to master the vocabulary and useful sentences of insurance； To enable S.S. to know the relevant information of insurance. Ⅰ.Introduction ● The aim of all insurance is to compensate the owner against loss arising from a variety of risks, which he anticipates, to his life, property and business. is to provide compensation for those who suffer from loss or damage Insurance is mainly of two types: life insurance and general insurance. General insurance means Fire, Marine and Miscellaneous insurance which includes insurance against burglary or theft, fidelity guarantee, insurance for employers liability, and insurance of motor vehicles, livestock and crops. A Contract of insurance is a contract by which one party undertakes to make good the loss of another, in consideration of a sum of money, on the happening of a specified event, e.g. fire accident or death. Law recognizes insurance as a system of sharing risk too great to be borne by one individual. In international business, insurance is necessary. Before shipment and transportation, people (buyers or sellers) usually insure their goods with a certain insurance company to prevent loss of damage from any occurrence. In our country, The People’s Insurance Company of China (PICC) underwrites all kinds of transportation insurance including Ocean Marine Cargo Insurance海洋运输货物保险 , Overland Transportation Insurance陆上运输保险 , Air Transportation Insurance航空运输保险 , Parcel Post Insurance邮包运输保险 , etc. Ocean Marine Cargo Insurance is classified into three forms. Free from Particular Average (F. P. A.)平安险 The F.P.A. covers mainly Total Loss and Central Average, With Particular Average (W . P . A .) 水渍险 the W.P.A. covers Particular Average in addition All Risks 一切险 The All Risks cover, in addition to the scope of W.P.A., su