机动车致人损害相关问题探讨___对一起机动车致人损害案例的分析_论文.docVIP

 内容摘要 本文以一个交通事故案例为切入点，着重讨论了六个方面的问题：一是农村户籍居 民在城镇务工却居住在农村，其受伤时的残疾赔偿金的赔付标准。本文从弥补受害人的 实际收入损失、残疾赔偿金的赔偿目的、地方性司法文件的规定等方面分析，认为应按 城镇居民人均可支配收入标准赔付。二是评定护理依赖后的护理费的确定。本文认为， 从利益平衡的角度考虑，当鉴定机构未对受害人的护理期限作出明确鉴定意见时，不宜 按最长护理期限确定为一次性赔偿；从大部分护理依赖者的生活自理程度不同于完全护 理依赖者的角度考虑，大部分护理依赖者计算护理费时应乘以相应系数。三是摩托车、 A 货车、B 货车之间的法律关系认定。通过对共同侵权行为、共同危险行为和无意思联 络数人侵权之间的分析比较，认为三车之间为无意思联络的数人侵权。四是挂靠于分公 司情形下的赔偿责任主体的认定。本文从运行支配和运行利益享有等方面分析，认为挂 靠人与被挂靠人应承担连带赔偿责任；从分公司具有承担民事责任的能力、经营管理的 便捷、执行的可操作性等方面分析，认为应由分公司承担赔偿责任，公司在分公司承担 赔偿责任不能的情况下承担补充赔偿责任。五是多车相撞时机动车交通事故责任强制保 险的赔付。本文认为，从投保标的为机动车分析，应当按照一车一份机动车交通事故责 任强制保险限额予以被侵权人赔偿；从机动车交通事故责任强制保险各分项限额有不同 的赔偿目的分析，认为应采用分项限额赔偿模式；从债权平等的角度分析，认为多个被 侵权人应按损失比例分配机动车交通事故责任强制保险限额。六是本案商业保险公司是 否应当赔偿医疗保险以外用药费用的争议。本文从格式条款的解释、免责条款的明确说 明义务、举证责任等方面论证，认为本案商业保险公司应当赔偿医疗保险以外用药费用。 关键词：残疾赔偿金；护理费；无意思联络的数人侵权；责任主体；机动车交通事 故责任强制保险；格式条款 1 Abstract This thesis begins from a traffic accident case and focuses on six issues. The first elaborates the compensation standards of compensation of disability for the injured rural residents who work in cities and towns while live in the rural area. This thesis holds that such residents should be compensated in according with per capita disposable income of urban residents through analysis from the perspective of making up for the victim’s actual loss of income, compensation purposes of the compensation for disability and the provision of the local judicial document. The second concerns the determination of nursing fee after evaluating nursing dependence. This thesis holds that considering from the perspective of interest balance, when the identification institution fails to make clear identification opinion on the nursing period of the victim, it is inappropriate to determine the compensation as once-for-all compensation according to the maximum nursing period; considering from the perspective that the self-care level of the persons requiring most nursing dependence is different from that of the persons requiring full nursing dependence, the nursing fee of the persons requir