中美众筹行业发展的差距与努力方向.docVIP

中美众筹行业发展的差距与努力方向 The gap between China and America in the development of the crowdfunding industry and our strive direction Or The gap in the development of the Crowdfunding industry between China and America:where are we and what to do? 摘要： Abstract: The forms of crowdfunding can be divided into 4 kinds of patterns:donation pattern, return pattern, debt pattern, equity pattern.It is not a long time since the concept of crowdfunding investment and financing was introduced into our country.The crowdfunding pattern increases a new way to solve the problem of the difficult financing and the high cost of financing of our small and medium-sized enterprises.At the same time,it provides the innovation and entrepreneurship of all ambitious young people a financing channel,which is conducive to the promotion of scientific and technological innovation and the implementation of new ideas,and is conducive to increasing employments and maintaining social stability.Nevertheless, our crowdfunding financing is still in the initial stage,which lacks regulatory measures for it.From the point of view of the present situation in our country, due to the lack of the legal regulation to this emerging industry crowdfunding,the lack of innovation ability,and the lack of the establishment of the credit system, the crowdfunding financing mode still need a longer time of operation to build commercial atmosphere. 关键词：众筹投融资、众筹平台、股权模式众筹、众筹融资 Key words:crowdfunding investment and financing;the crowdfunding platform;the equity pattern crowdfunding; crowdfunding financing; 引言 众筹是指筹资人用项目通过互联网平台来吸引普通众多投资者进行投资，从而筹集到所需资金的行为。众筹按募资形式可以分为捐赠模式、回报模式、债权模式、股权模式四种。 众筹融资起源于美国，Artist Share公司作为众筹的先锋平台于2001 年在美国成立。在2009 年4 月，Kickstarter 网站建立并发展成今天世界上最大的众筹融资平台。世界上第一个股权众筹平台Angellist 2010年也诞生于美国硅谷。 我国引入众筹投融资概念的时不长，至今只有几年，2011年7月，“点名时间”的上线成为我国第一个众筹模式的融资平台，后来又出现了诸如创投圈、大家投、众筹网、天使汇等融资平台，并且成功为一些创意项目筹得了资金。 众筹模式为我国中小企业融资难、融资成本高问题的解决增加了新的途径，同时为广大有志青年创新创业提供了融资途径，有利于促进科