国际交流英语视听说4U5.ppt

Thank You! B | Work with your partner. Read the role cards and choose your role. Preparing a Budget C | Role-Playing. Study the client’s monthly budget and discuss the questions with your partner. Preparing a Budget C | Role-Playing. Study the client’s monthly budget and discuss the questions with your partner. 1. What is the difference between income and expenses? Use your dictionary to help you. 2. Which expenses cannot be changed? 3. On which items do you think the client needs to spend more money? 4. On which items do you think the client should spend less money? 5. Which loan should the client pay back first? Why? Preparing a Budget Example Answers Income is the money that we receive each month, year, etc. Expenses refer to money we spend in order to buy or do something. 1. What is the difference between income and expenses? Use your dictionary to help you. Preparing a Budget Example Answers The client’s expenses that cannot be changed include rent, food, heat and electricity, health insurance, payments for credit cards, student loan, and the car loan. 2. Which expenses cannot be changed? Preparing a Budget Example Answers The client might need to spend more money on her credit card payment because paying more on the credit card will save on interest charges. She should also start putting money into a savings account. 3. On which items do you think the client needs to spend more money? Preparing a Budget Example Answers The client may need to spend less money on fuel by using less energy at home and in the car. She should definitely spend less on entertainment, since that is a large amount and is completely optional. 4. On which items do you think the client should spend less money? Preparing a Budget Example Answers The interest rate on the client’s credit card is quite high, so that should be paid off first. After that, the car loan and student loan can be paid off. 5. Which loan should the client pay back first? Why? Preparing a Budget D | Wo