浅谈投资理财策及技巧.docVIP

编号 郑州师范学院 毕 业 论 文（设 计） 论文题目浅谈投资理财策略及技巧 系 （部） 数学系 专 业 投资与理财 班 级 二班 学 号 083203042027 学生姓名 王蓓 指导教师 兰社云 职 称 副教授 2011年 4月25日 目录 摘要···························································（2） 理财概述·······················································（3） 1.个人理财策略及技巧··········································（4） 1.1 个人及家庭理财概论·······································（4） 1.2 个人及家庭理财生命周期理论·······························（4） 2．企业理财策略及技巧··········································（7） 2.1 企业理财概述·············································（7） 2.2 企业理财现状·············································（7） 2.3 企业理财策略··············································（8） 3．投资理财风险及控制··········································（10） 3.1个人及家庭理财风险········································（10） 3.2个人及家庭理财风险与控制··································（10） 3.3企业理财风险及控制········································（11） 4.投资理财工具介绍··············································（13） 4.1 银行存款····················································（13） 4.2 债券·························································（14） 4.3 股票·························································（14） 4.4 投资基金·····················································（15） 4.5 房地产······················································（16） 4.6 养老保险·····················································（16） 致谢···························································（17） 参考文献·······················································（18） 摘 要 在21世纪的今天，中国经济的迅猛发展给人们的生活水平带来了飞跃性的提高，人们手中的闲余资金也渐渐增多。随着食品价格和房价的持续上涨，我国CPI指数的持续上升，经济生活出现了严重的通货膨胀。因此，投资理财也成为当代人们重中之重的的课题。理财就是管理好自己的财务状况，通过合理地支配手中的财，来实现资产的保值与增值；理财就是用有限的投资去获取更大的收益，去实现其经济价值的最大化；理财就是让你手中的钱由小变大、由大变付、由富变豪；理财就是让你保持财务的平衡和风险的有效控制。本文从研究理财策略及技巧方面帮助人们选择理财工具，控制投资风险，从而提高的财富增值。 关键词 ：个人及家庭理财 企业理财 理财工具 控制风险 策略及技巧 理财概述 理财，就是解决各种经济生活主体如何在当前与未来取得资源、分配资源和运用资源的问题