新编四级冲刺试答案与解析9、0.docVIP

新编四级冲刺试卷答案与解析 Model Test Nine Part Ⅰ Writing Getting Employed in a Big City or Small City Most graduates will face a difficult choice: to find a job in a big city or a small town? Some prefer to stay in big cities, especially those who come from the rural areas or small cities. They will try to settle down in big cities, as they believe big cities may provide more opportunities and better lives in the future. For others, small towns are a more realistic choice. Life there may seem less exciting, but every cloud has a silver lining. If you choose to work and live a small city, you will surely experience less stress, both from work and life. In a small city, competition at work is less fierce. More importantly, prices are much lower than in big cities. Since I come from a small city, I’ll move back there and be reunited with my family after graduation. For me, life means more than opportunities. It also means family. Part Ⅱ Reading Comprehension （Skimming and Scanning） 1. B 在文章的第1段最后一句，作者指出分散投资（investment diversification）也许没有什么独特之处，但是长期来看却是安全的投资方式。 2. B 在文章的第3段，作者说明市场是多变的，难以对之进行准确的预测。据此，可以判断B是正确的选项。 3. C 在Choosing Asset Classes一节的第2段，作者把股票分为几类，如增长型（growth）股票、国际型（international）股票和混合型（blend）股票，以表示股票的相对风险和增长潜力。 4. D 在Choosing Asset Classes一节第3段中，作者介绍债券（bonds）的风险比股票小，收益回报相对要低。低信用等级的债券又叫垃圾债券，也能带来高收益，但是也有无法兑付的风险。据此，可以判断D是正确的答案。 5. D 在Allocating Your Investments一节第1段，作者强调如何分配投资比例要看个人对风险的承受能力。 6. A 在Allocating Your Investments一节第4段，作者指出：如果结了婚或有了第一个孩子，也许应该把80%的钱投于股票，20%的钱用于债券。 7. A 在Allocating Your Investments一节第5段，作者指出：如果快退休了，也许应该把所有的投资都转为债券和现金。 8. related or correlated industries 在Diversifying Assets within Classes一节第2段，作者指出最好不要把钱全投在相关的产业。 9. an investment counselor/money manager 在Diversifying Assets within Classes一节第4段，作者说明：如果你是投资新手，也许值得找一个投资顾问或金融经理，在你做出重大决定之前给你提供咨询。 10. rebalance your portfolio 在Rebalancing Basics一节第1段，作者表示每年都要重新平衡投资组合。故正确的答案是rebalance your portfolio。 Part Ⅲ Listening Comprehension 11. B12. C13. C14. D15. C 16. D17. C18. A19. B20. D 21