个人理财案例-onvoy.docVIP

CASE I Background Mr. Ho is single, currently aged 28, planning to get married 3 years later. He is now working in an IT firm, positioned as a business development manager. His annual income is about HKD420,000. He is now living with parents and most likely, will move out to a new home when he gets married Financial Background ? ? HKD Expected Return per annum (%) ?Term to Maturity Cash 100,000 3 N/A Fixed deposit 150,000 3.5 1 year? Currency-linked deposit 50,000 5 2 months? Stock (blue chips) 145,000 12 N/A? Insurance (cash value) 30,000 3 Whole Life? MPF 180,000 12 Aged 60 (Early R