Comparing about commercial insurance and social pension insurance system.docVIP

Summary This report discussed the social insurance and commercial insurance problem. The problem comes out from the flexible delay policy in Shanghai province from CCTV4 and online Chinese News. First, the article described the difference of the two kinds of insurance. Next, it showed out different appointment that people kept. After that the report clearly account for the significant influence on micro and macro economy. In addition, the government should take the responsibility of controlling the balance between the social insurance and the commercial insurance. Finally, the report review all the important points and print out the main resources come from. The appendix was been added at last. Table of contents Introduction 1 Definition 1 Argument Points 1 Micro economic effects 2 Macro economic effects 2 Government intervened 3 Conclusion 3 Appendix 4 a) the article 4 b) the reference web sites 5 comparing social insurance and commercial insurance Introduction In recent days, Shanghai comes into focus about flexible delay retirement. The year of retired has delayed by five years of one’s own accord. If you think you are healthy enough you can delayed the retiring time. The government comes up the policy for the social person insurance system is beginning overdraft. The government can not afford the expenses. On the other hand, only the citizens are allowed to take apart in the social insurance. The rural area people can not join in the social person insurance system. They can only join the rural society endowment insurance. The endowment insurance only give rural a little money. So they much like to choose the commercial insurance. Definition The social pension insurance system we used in China is unified basic old-age insurance. Our government put our country in to 2000 overall plan places. Each place collects up the money from the workers and gives them out to the retirees. The control government may give some subsidy and the overall p