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Lloyds TSB Group History Lloyds TSB was created in 1995, when the Lloyds Bank and the Trustee Savings Bank TSB agreed to merge their operations,?creating at that time the second largest bank in the UK by market capitalisation after?HSBC Holdings; and the largest by market share. Lloyds Bank was one of the oldest banks in the UK, founded by John Taylor and Sampson Lloyd in 1765 in Birmingham.?Through a series of mergers, Lloyds emerged to become one of the Big Four banks in the UK. Operations UK Retail Banking - Helen Weir, Group Executive Director Provides a full range of banking and financia