2015商业车险费率条款改革宣导.pptVIP

商业车险条款费率改革介绍 * 地板价影响测算 A家用车 B非营业客车 C营业客车 D非营业货车 E营业货车 F特种车 G摩托车 H拖拉机 I挂车 总计 求和项:整车保费收入 2,205,757,763 291,719,973 121,360,627 153,807,278 625,881,843 132,009,078 73,761,103 54,440 2,416,186 3,606,768,292 求和项:费改前利润 63,072,752 39,507,636 7,516,416 -2,636,610 -54,534,654 -5,630,306 -17,718,572 2,888 -105,464 29,474,087 求和项:费改后整车保费收入 2,136,897,641 262,426,066 93,608,706 137,705,282 552,236,453 119,394,572 73,761,103 54,440 2,416,186 3,378,500,449 求和项:费改后整车利润 21,808,614 21,872,530 -12,616,851 -14,425,315 -98,991,620 -15,879,857 -17,718,572 2,888 -105,464 -116,053,646 费改前利润率 2.86% 13.54% 6.19% -1.71% -8.71% -4.27% -24.02% 5.31% -4.36% 0.82% 费改后利润率 1.02% 8.33% -13.48% -10.48% -17.93% -13.30% -24.02% 5.31% -4.36% -3.44% 保费收入变化 -3.22% -11.16% -29.65% -11.69% -13.34% -10.57% 0.00% 0.00% 0.00% -6.76% 采用2014年车险业务数据和当前费用水平静态测试：费改地板价下，预计整车保费收入下降6.76%，保费缺口2.28亿元，车险承保利润率下降4.26个百分点，承保预计亏损1.16亿元。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile 5.2.0.0. Copyright 2004-2011 Aspose Pty Ltd. 商业车险条款费率改革介绍 * 地板价影响测算 新车 连续三年不出险 连续二年不出险 上年未出险 上年出险1次 上年出险2次 上年出险3次 上年出险4次 上年出险5次及以上 未知车 单保交强 总计 求和项:整车保费收入 870,084,362 142,273,800 150,198,038 358,641,989 317,029,543 143,074,563 45,695,242 14,695,342 1,727,369 105,772,164 56,565,351 2,205,757,763 求和项:费改前利润 81,755,926 26,702,717 17,935,427 18,343,414 -35,607,669 -36,942,247 -7,506,376 -2,234,804 -445,258 -2,183,149 3,254,772 63,072,752 求和项:费改后整车保费收入 765,110,258 111,159,847 129,626,528 357,615,108 358,248,487 183,136,121 49,491,615 15,183,049 1,599,823 109,161,454 56,565,351 2,136,897,641 求和项:费改后整车利润 13,929,819 5,525,753 4,312,534 18