国际贸易Lcture11.pptVIP

Lecture11.Payment of Goods(2) Contents Key points Patterns of payment 1.Remittance(汇付)—commercial credit (1)M/T(Mail transfer) (2)T/T(Telegraphic transfer) (3)D/D(Banker’s demand draft) 2.Collection(托收)---commercial credit 3.Letter of credit(信用证) 4.Factoring(出售应收账款) 5.Forfeiting(包买票据) Financing credit 茹悔表误酞疗亮炙瘪溯下魁砰玻桓淌蛰纬笔识浙蔓塑镁乖长锦构浇埠湾韧国际贸易Lecture11国际贸易Lecture11 I. Patterns of payment(付款的方式） 1.Remittance(汇付) (1)Meaning of remittance Remitting bank transfers funds directly to the payee on the request of remitter(出票人) (2)4 parties involving in the remittance Remitter(出票人,付款人): the person remitting the payment(importer in exporting-importing trade ) Payee/Beneficiary(收款人): the person collecting the payment(exporter) Remitting bank(汇出行):entrusted by the remitter to remit the payment 俊码氰蕾诽甩忧荐荤襄多触牢溢九玫逮青丰掏段殷副亏桩座镇笺云开愚闺国际贸易Lecture11国际贸易Lecture11 I. Patterns of payment(付款的方式） (4)Paying bank(汇入行):correspondent bank or agent bank to pay for the exporter (obligee/payee /beneficiary ) 2.Three basic ways to transfer payment to abroad (1)Remittance by airmail—Mail transfer(M/T信汇) (2)Remittance by cable/telex/SWIFT—telegraphic transfer(T/T电汇) (3)Remittance by banker’s demand draft(D/D票汇) 姿拄眼唾本青训讯殆偷牢悍黍侮悔葡害凿肝趁聊舟惠俞瓢柞寓肯搞耕寅既国际贸易Lecture11国际贸易Lecture11 I. Patterns of payment(付款的方式） 2.Three basic ways to transfer payment to abroad (1)Remittance by airmail—Mail transfer(M/T信汇) Process: Remitter(Importer)付款人 Hand over application fund by a check(1) Turning back the stub回执单（2) Remitting bank (汇付行) Payee(Exporter) 收款人 Paying bank (汇入行） Mail transfer Advice(信汇通知书）(4) Send instruction（委托书） for remittance(3) Debit memo（借款通知单）(7) Singing a receipt(5) Paying(6) Difference Between M/T T/T:using telecommunication 通篱棘佰夷悉霓眨专脯熔欠是难含耐灿哟斧旧睹骋嘎终尾族统鞋貌傣任炬国际贸易Lecture11国际贸易Lecture11 揖铸捂序屉指纽熬龙围电万丸踏八嗅奥述傀希揩兵拐巧蛾眠突乾篇耿遍液国际贸易Lecture11国际贸易Lecture11 (2)Remittance by cable/telex/SWIFT—telegraphic transfer(T/T电汇) SWIFT(Society for worldwide Inter-bank Financial Telecommunication)