中信银行个人借款贷款合同16条 网上中英.docVIP

中信银行个人贷款合同 （中英文） CHINA CITIC BANK Personal Loan Contract Code No: 借款人（以下简称甲方）：Borrower (hereinafter called Party A): 身份证件名称及号码：ID name and code No: ID card Number 住所：Address of living place: 联系电话：Post code: 邮编：Contact number: 贷款人（以下简称乙方）：Lender (hereinafter called Party B): 住所：Address of living place: 联系电话：Post code: 邮编：Contact number: 抵押人：Mortgager: 身份证件名称及号码：ID name and code No: ID card Number 住所：Address of living place: 联系电话：Post code: 邮编：Contact number: 出质人：Pledger: 身份证件名称及号码：ID name and code No: ID card Number 住所：Address of living place: 联系电话：Post code: 邮编：Contact number: 保证人：Guarantor: 身份证件名称及号码：ID name and code No: ID card Number 住所：Address of living place: 联系电话：Post code: 邮编：Contact number: 根据中华人民共和国合同法和担保法的相关规定，甲方、乙方和担保方经过协商，就乙方向甲方贷款事宜达成如下合同条款。 According to the relevant laws and regulations of the Contract Laws and Guarantee Law of the People’s Republic of China, Party A, Party B and the relevant Guarantor, after reaching agreement through negotiations on the loan to Party B by Party A, hereby enter into this contract. 　　第一条 借款金额Article 1 Amount of Loan 详见本合同第十四条第一款。 1.1 The amount of loan is referred to Article 14.1 under this contract. 　　第二条 借款用途Article 2 Purpose of Loan 详见本合同第十四条第二款。 2.1 Purpose of loan for this contract is referred to Article 15.2. 　　第三条 借款利率Article 3 Interest of Loan 一、借款利率详见本合同第十四条第三款。 3.1 Interest of loan is referred to Article 14.3. The interest is calculated from the day releasing loan. 二、本合同履行期间，遇中国人民银行贷款利率调整，借款利率按有关规定调整与执行，乙方将在营业场所对贷款利率调整情况进行公告，不再另行书面通知甲方。 3.2 During the term of this loan contract, interest may be changed as prescribed by the People’s Bank of China, Party B is entitled to adjust and implement the interest rate without further notice to Party A. 第四条 借款期限及还款总期数 Article 4 Life of Loan and Total Loan Repayment Terms 一、 借款期限详见本合同第十四条第四款。 4.1 Life of loan and total loan repayment terms are referred to Article 14.4. 　二、实际借款发放日与本合同约定的日