Compounding复利.pptVIP

* * * * * * Scientific Computing: Compounding Compounding複利 張智星 (Roge Jang) jang@ /jang 台大資工系 多媒體檢索實驗室 The Euler’s Number Euler’s number: Proof by binomial theorem (二項式定理): Quiz! Quiz! Compounding (複利) 故事 國王和棋盤 為什麼領18%是老賊？ Credit cards (Annual interest rate: 2.74%~20%) George Mary現金卡廣告（救急免利） 2006年，台灣有70萬人淪為卡奴，平均欠款數100萬新台幣… (wiki) 20K payment per month, 4 years to clear the debt ? Wrong! It takes 8 years to clear it! 10K payment per month, 8 years to clear the debt ?Wrong! You cannot even catch the interests! Basic Formula for Compounding Basic formula Example Initial investment: 1000