动机车辆保险市场与保险操作实务研究设计_毕业设计.docVIP

毕业设计(论文) 常州机电职业技术学院 毕业设计（论文） 系 部： 车辆工程系 专 业： 汽车技术服务与营销 题 目： 机动车辆保险市场与保险操作实务研究 2013年5月 毕业设计（论文）中文摘要 机动车辆保险是我国财产保险业务中第一大险种,也是我国改革开放20多年来财产保险中发展较快的险种，为带动中国财产保险业务发展发挥着重要作用。随着我国国民收入的持续快速增长，机动车作为家庭的交通工具普及率也不断提高，对相关保险的需求也就日趋旺盛。但目前国内对机动车保险市场需求状况进行理论和实证研究的成果并不多。 本文在论述中国车险市场发展状况的基础上，分析了中国车险市场现状以及所面临的矛盾，从而提出了完善中国车险市场的若干建议，并对机动车保险的具体操作进行研究、分析。 关键词：毕业设计（论文）外文摘要 Title：Study on motor vehicle insurance market and insurance practicesMotor vehicle insurance is a property and casualty insurance business in China in the first lines of insurance, as well as Chinas reform and opening up over more than 20 years of fast growth in the property and casualty insurance coverage, is driving the development of Chinas property insurance business plays an important role. With Chinas sustained and rapid growth of the national income, as family transport coverage of motor vehicles is also rising, introductions to relevant insurance needs. But current domestic demand for motor vehicle insurance market position of theoretical and empirical research results is not that much. This article discussing the development situation of Chinas insurance market on the basis of analysis of the present situation of Chinas insurance market and the contradictions facing, which made a number of proposals for improvement of Chinese insurance market and to do research, analysis of motor vehicle insurance. Key words: Motor vehicle insurance market Common car insurance coverage Compulsory traffic accident liability insurance Car insurance coverage 目 录 1 绪 论 1 2 机动车强制保险分析 8 2.1机动车交通事故责任强制保险的特征 9 2.2第三者责任强制保险 10 2.2.1第三者立法体例 10 2.2.2第三者责任赔偿范围 10 2.3本章小结 11 3车险投保的过程及注意事项 12 3.1办理保险的流程 12 3.2怎样处理事故 12 3.2.1不涉及人身伤亡案件索赔所需单证 14 3.2.2交强险财产损失“互碰自赔”案件索赔所需单证 15 3.3如何选择合适的车险投保方案 15 3.4二手车保险的办理流程 16 3.5本章小结 17 4机动车保险新政策对其市场的影响 18 4.1市场细分与差异化 19 4.2个性化、经营主体多元化 19 4.3增强产品服务功能 20 4.4新政策 21 4.5本章小结 22 5 完善我国机动车市场的建议 23 5.1加强车险市场结构 23 5.2完善财