商业地产民间投资问题研究..doc

商业地产民间投资问题研究 摘要： 近年来，我国经济发展迅猛，城市建设不断加快。在商业地产投资形式的建设过程中，人们的生活在不断提高的情况下，其剩余资金不断增多，而且投资的理念也更加强烈。在商业地产逐渐稳定而商业地产潜力可不断开挖的情况下以及国家企业投资有限的情况下，引导人们进行商业地产投资，让城市商业得到迅猛的发展的同时，也让人们能够以投资来得到更多的收益促进生活的提高，是本文研究的出发点。针对目前我国商业地产民间投资的经验缺乏、投资组织形式有所偏颇的情况，本文提出了如何进行民间投资与商业发展双赢的理论研究，目的在于得出更好的商业地产民间投资民间的设计，为将来城市建设中商业地产的民间投资以理论参考。 关键词：商业；地产；民间投资 Abstract：In recent years, the economic development and the accelerating urban construction are rapid in our country. In the process of commercial real estate investment in the form of construction, under the condition of the rising of peoples lives, increasing its remaining funds, and the concept of investment is also more strong. The real estate commercial real estate is developing gradually. It is stable and potential with the condition of continuous excavation and under the condition of national enterprise investment co., LTD.. The artice is to guide people to make commercial real estate investment, resulting in the rapid development of urban commercial and at the same time, making people be able to get more income to invest in promoting the improvement of life, is the starting point of this article research. View of the commercial real estate in China is lack of private investment experience and the investment organization form is biased. This paper puts forward how to carry out the study of the theory of the private investment and business development win-win, whose purpose is to draw a better design of private investment in the private, commercial real estate commercial real estate in the construction of the city for the future of private investment theory to be added to the reference. Key words: business; Real estate; Private investment 目录 前言 1 一、国家经济形势分析 1 二、民间资本与商业地产的双赢 3 （一）民间资本的引入促进商业地产资本能力 4 （二）商业地产的发展促进民间投资人的经济收入 4 三、民间投资与商业地产发展之间存在的问题 5 （一）民间资本投资过程中出现的问题 5 1、道德风险 5 2、流动性风险 5 3、利率风险 5 4、地产管理风险 6 （二）商业地产项目 6 1、资金链断带来的风险 6 2、自然灾害带来的风险 7 四、解决方案——商业地产信托投资基金（REITS） 7 （一）规范民间投资方式 7 （二）建立投资人的风险化