第十单元支付方式总汇.ppt

Unit 10 Terms of Payment 支付方式 * * Terms of Payment Part ⅠNegotiation on Payment 支付方式协商 Part ⅡUrging Establishment of L/C 催开信用证 Part Ⅲ L/C Amendment and Extension 信用证修改及展期 * * 1. The frequently used terms of payment; 2. How to negotiate on terms of payment. Part 1 Payment: * * What are the frequently used terms of payment for international trade? And the classification of each one? Think about: * * Terms of Payment 付款方式 Letter of credit 信用证 Collection 托收 Remittance 汇付 * * Remittance Mail Transfer(M/T) 信汇 Telegraphic Transfer(T/T) 电汇 Demand Draft(D/D) 票汇 The buyer remits money to the seller through a bank on his own initiative. * * Remittance (1) Payment in advance 预付货款 (2) Payment after arrival of the goods 货到付款 (3) Cash against documents 凭单付现 * * Parties involved in remittance: (1) remitter; payer 汇款人 (2) remittee; payee; beneficiary 收款人 (3) remitting bank (in the buyer’s local city) 汇出行 (4) paying bank (in the seller’s local city) 汇入行；解付行 * * Collection Collection on clean bill 光票托收 Documentary collection 跟单托收 Exporter asks his bank to arrange for acceptance or payment of the bill overseas. Shipping documents Documents against payment Documents against acceptance * * Parties involved in collection: 1． Principal 委托人 2． Remitting bank 托收行 3． Collecting bank Overseas branch or correspondent bank of the remitting bank. 代收行。 4． Drawee 付款人 5． Presenting bank 提示行 * * Revocable L/C vs. Irrevocable L/C (可撤销信用证 vs. 不可撤销信用证) Sight Credit vs. Usance / Time/ Term Credit (即期信用证 vs. 远期信用证) Documentary L/C vs. Clean L/C (跟单信用证 vs. 光票信用证) Confirmed L/C vs. Unconfirmed L/C (保兑信用证 vs. 未保兑信用证) Transferable L/C vs. Non-transferable L/C (可转让信用证 vs. 不可转让信用证) Letter of Credit: * * Parties Concernd Applicant Banks Beneficiary * * 1. Issuing Bank 开证行。 2. Advising Bank 通知行。 3. Negotiating Bank 议付行。 4. Accepting Bank 承兑行。 5. Paying Bank/Drawee Bank 付款行。 6. Confirming Bank 保兑行。 Banks: * * L/C OPERATION PROCESS * * Sample L/C: