self- funding frequently asked questions（self- frequently asked questions funding）.docVIP

Self- Funding: Frequently Asked Questions ? What is Self-Funding, and how does it work? Self-funding is an alternative method of paying for your company’s health and/or dental insurance. The easiest way to understand it is to compare it to the more traditional fully insured program. Insurance is all about the sharing of risk, or uncertainty. When you buy regular insurance, you pay a premium to the insurance company. The premium you pay is based on a process called underwriting, where the insurer considers the health information your employees provide on their applications, the size of