在对农村的投入中要认真处理客户服务与经营风险的关系.docVIP

在对农村的投入中要认真处理客户服务与经营风险的关系 带来的信贷损损失。要通过我们的业务经理理灵敏的嗅觉给贷款提前发出出预警信号，通过其勤奋的工工作把规范管理落实在一点一一滴的业务活动中，通过大家家不懈的努力来阻止各种社会会活动和企业经营活动吞食金金融资金的不良行为。三是要要加大操作责任，把住信贷的的回笼关。当前，各金融企业业都习惯于搞“一把手”负责责制，似乎只有一把手签字画画押了，事情才能放心了。加加大一把手的责任固然重要，，而更重要的则是加大一线业业务经理的操作责任。没有业业务经理的责任打基 行长每半年要向贷委会和和职代会汇报一次全行资金安安全营运的情况，分管业务的的副行长每个季度要向行长报报告贷款的五级分类情况，特特别是逾期贷款和有问题企业业的经营状况，并拿出相应的的对策。客户服务部主任经理理每月要向分管业务的副行长长报告所有承贷企业的业务经经营情况，并要有业务分析报报告。各业务经理每旬要向主主任经理报告这一阶段到企业业去了几次，干了些什么事，，以及生产企业储备资金、生生产资金、成品资金、结算资资金、货币资金的增减变化情情况；商业企业近期是购大于于销，还是销大于购，市场走走向如何等等。业务量大的单单位，可以增设副主任经理或或者业务主管，从而缓解主任任经理的压力。只有在基层行行形成了梯级业务管理链，才才能有效地防止层层都在管，，谁也没有管好的问题出现。。 只要我们认真地对待工作作中可能出现的问题，就一定定能够在较好地支持农村经济济发展的同时，有效地防范金金融风险。 通讯地址：湖北北省应城市农业发展银行 熊熊树忾 4324400 责任编辑 青青 and style rectification activities revealing implementation plan stage also ask questions does not exist a lot of problems, such as the ideological and political quality, theoretical level, work stress and other aspects still can not fully meet the new situation and new tasks, mainly has the following several aspects:One is the theory of learning initiative, self-consciousness is not high. Often recent information submitted to the task heavier than or is writing material for reasons, not consciously take the initiative to take the time to calm down to learn, work and leisure use of spare time to learn less. Often is asked to learn what to learn what what to learn more, and close working relationship, with little working relationship, often need less to learn, what is urgent with what to learn, what to learn, with only material to find the basis, check the information. There is no system to learn some legal knowledge and modern scientific and technological knowledge, not high quality writing material work especially. Pay attention to the study of political theory degree is not enough, not to be able to understand and grasp the essence of the socialist concept of rule of law leading quality connotation, for the use of the socialist law comprehensive concept to guide the