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1 Something wonderful in a disaster On May 27, 1995, our life was suddenly changed．It happened a few minutes past three, my husband, Chris, fell from his horse as it jumped over a fence．Chris was paralyzed from the chest down, unable to breathe normally．As he was thrown from his horse, we entered into a life of convenience with lots of unexpected challenges．We went from the haves to the “have-nots．Or so we thought. Yet what we discovered later were all the gifts that came out of sharing difficulties．We came to learn that something wonderful could happen in a disaster ．All over the world peo