第四章+国际贸易融资.pptVIP

案例5－1： “1/3正本提单”条款 [案情] 我国某出口公司G收到国外来证，其中在“DOCUMENT REQIRED”中要求如下：“ BENEFICIARYS SIGNED DECLARATION STATING THAT: 1/3 ORIGINAL MARINE B/L AND ONE SIGNED ORIGINAL OF EACH OTHER DOCUMENT PRESENTED AT THE BANK WERE SENT DIRECTLY TO BLL HAIFA BY SPECIAL COURIER ( IF SHIPMENT EFFECTED BY SEA) OR PHOTOCOPY OF ORIGINAL CERTIFICATE OF ORIGIN AND ONE SIGNED ORIGINAL OF EACH DOCUMENT PRESENTED AT THE BANK WAS ATTACHED TO ATD ACCOMPANYING THE GOODS( IF SHIPMENT EFFECTED BY AIR)”（受益人签署的声明书，证明1/3正本提单和其他正本单据通过特别快件直接寄给BLL HAIFA（如果是通过海运）或原产地证书的副本和其他正本单据已随货物（若通过空运）） Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. G公司将全套单据(3份）正本提单及所要求的发票、装箱单及其他REQUIRED DOCUMENTS交给中国深圳通知行, 后经中行复审无异后, 然后交全套单据寄往国外开证银行承兑。 中行于到期日收到开证行通知: “因所交单据与信用证要求不符,拒付货款。 不符之处为:信用证在所需单据第(7)款中要求, 若为海运, 1/3的正本单据需用特快专递直接寄往BLL HAIFA.” 因此，G公司立即与客户联系，说明由于工作疏忽没有按信用证要求办理，请其尽快付款赎单。不日客户办理了付款赎单，终于顺利解决了此案。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. [分析] 此案应该引起我们重视的是： 1．上述条款是是一个使受益人“进退两难”的条款。案例中的“1/3”提单条款埋藏着隐患，如果我方按信用证要求向客户直接邮寄了1/3正本提单，客户可以凭其去提货，因为它代表了物权凭证。之后客户仍有可能拒付信用证项下的单据，造成“货款两空”。如果不向客户直接邮寄了1/3正本提单，那么会出现案中所出现的“不符点”，遭到银行的拒付。本案客户总算接受单据，化解了纠纷，但并不意味着以后也都会接受，或其他客户也能接受，因此应引起重视。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-2011 Aspose Pty Ltd. 2．防范的方法：酌情取消该条款。对于远洋客户，完全没有必要在信用证中规定此条款，因此可以不加考虑要求对方取消该条款。对于近洋客户，有可能客户为了尽快去提货而要求向其直接邮寄了1/3正本提单，可以酌情考虑。但事实上，客户完全可以凭其银行保函去办理提货的，凭1/3正本提单去提货只不过是图个方便而已。但是对出口商而言，如果信用证交单时再出现不符点，有可能银行回拒付货款，可能会造成货款两空。 Evaluation only. Created with Aspose.Slides for .NET 3.5 Client Profile . Copyright 2004-