保险资金参与保障房投资马太效应的生成与化解.pptVIP

保险资金参与保障房投资马太效应的生成与化解 The Matthew Effect Formation Mechanism of the Insurance Funds Involved in the Security Housing Construction Investment and the Resolution 浙江财经学院 张代军 Zhejiang University of Finance Economics ZHANG Daijun 1、保险资金参与保障房投资的理性思考 The rational thinking of the insurance funds involved in security housing investment 2、保险资金参与保障房投资马太效应的两大成因 The dual factors of the Matthew effect for the insurance funds involved in security housing 3、保险资金参与保障房投资马太效应的危害 The Matthew effect hazards of insurance funds involved in security housing investment 4、保险资金参与保障房投资马太效应的治理 The governance of Matthew effect of insurance fund invested in security housing 主要内容contents 保险资金运用是现代保险公司资产负债化管理必然要求。 The utilization of insurance funds is a necessary requirement for the assets and liabilities management in a modern insurance company.保险资金的基本属性和“三性”原则决定保险资金的流向、流量与流时，提高保险资金运用效率是保险融资功能集中体现，自然也有助于保险基本职能有效发挥。 The basic property and the “three natures” principles of insurance funds decide the direction, rate and time of insurance funds flow, and the increasing efficiency of the use of insurance funds embodies the insurance financing function, which also naturally help the effective role in fundamental insurance function. 一、保险资金参与保障房投资的理性思考The rational thinking of the insurance funds involved in security housing investments 保险资金投资结构主要取决于市场发育程度和受制于金融制度。 Insurance funds investment structure mainly depends on the degree of market development and is subject to the financial system.从保险业在社会经济运用中的地位与作用的角度审视保险公司应扮演角色，保险资金运用是全社会资金余缺调剂的重要组成部分，其投融资功能对现代金融市场产生重要影响。In the view of the socio-economic status and role in the insurance industry to consider the role of insurance companies, the utilization of insurance funds constitutes the primary component of the surplus and deficiency transfer of the whole society funds, and its investing and financing functions have an important impact on the modern financial markets. 一、保险资金参与保障房投资的理性思考The rational thinking of the insurance fun