学位论文-高房价带来的影响及对策 .doc

高房价带来的影响及对策 【摘要】 我国的社会上越来越多的人们选择蜗居，成为房奴。住房问题犹如大山一般压在了人们的肩头，成为困扰人民生活的沉重负担。过高的房价不但不利于我国房地产行业的良性发展，造成贫富分化，更将影响我国社会的团结与稳定。应该怎样应对高房价所带来的影响，成为人们茶余饭后经常谈论的话题。显然针对高房价所带来的影响及对策这一问题的研究是必要的。本文首先将剖析各国房价格局，通过对比各国房价收入比得出高房价的概念。其次，本文将分析我国房地产行业高房价产生的根本原因。第三，本文将分析高房价对我国社会所带来的影响。第四，本文将提出适合抑制我国高房价问题的对策。 【关键词】 高房价 收入比 影响 对策 The effects of high house prices and the countermeasures Abstract: Our society more and more people choose to humble abode, become a mortgage slave. Housing problem is like a big hill general on the peoples shoulders, become the puzzling burden of peoples life. High house prices in China not only against the positive development of real estate industry, cause the polarization between the rich and, more will affect Chinas unity and social stability. How should be to cope with the effects of high prices, become people to talk about the topic of after-dinner speaking up. Apparently targeted high house prices and the countermeasures of the impact of its research is necessary. First, this article will analyze the pattern of world prices. Secondly, by comparing national price earnings ratio between the concept of high prices. Third, this paper will analyze the root cause of Chinas real estate bubble. Fourth, the paper will analyze the impact of high prices on our society. Fifth, this paper will propose suitable for suppression countermeasures of Chinas housing prices artificially high. Keywords: High house prices Income rate effects countermeasures 目 录 引 言 - 5 - 一 、分析各国房价与收入比 - 5 - （一）亚洲邻国日本房价与北京房价比 - 6 - （二）美洲美国房价与中国房价比 - 7 - （三）欧洲德国、法国房价与中国房价比 - 8 - 二 、我国高房价产生的根本原因 - 8 - （一）地方政府过分依赖土地财政 - 9 - （二）市场需求过于旺盛 - 10 - （三）投机性购房 - 10 - （四）房地产供给结构不合理 - 11 - （五）房地产行业税收较高 - 11 - （六）房地产业的定位不清 - 11 - （七）楼盘囤积，待价而沽 - 12 - 三 、高房价问题对我国社会所带来的影响 - 12 - （一）高房价抑制了人民的住房需求 - 12 - （二）高房价加剧了我国社会的贫富分化 - 13 - （三）高房价刺激房地产企业盲目开发建设 - 13 - （四）高房价损害了房地产市场竞争秩序 - 13 - 四、适合抑制我国高房价问题的对策 - 14 - （一）有效的使用中央与地方政府的管理权限 - 14 - （二）调整住房供应结构, 大力开发经济适