华政商院期末范围整理之金融英语.docVIP

Chapter 1 Finance 3. fill in the blanks (1) The primary goal of corporate finance is to maximize (is maximizing) corporate value while managing the firm’s financial risks. 公司金融的主要目的是在管理公司金融风险的同时最大化公司价值。 Financial mathematics is the study of financial data with the tools of mathematics, mainly statistics. 金融数学是使用数学工具，主要是统计，来研究金融数据。 Capital, in the financial sense, is the money that gives the business the power to buy goods to be used in the production of other goods or the offering of a service. 按照金融学的观点，资本就是企业购买商品以生产其他商品或提供服务的货币资金。 A cash budget is extremely important, especially for small business, because it allows a company to determine how much credit it can extend to customers before it begins to have liquidity problems. 现金预算是十分重要的，尤其是对于小企业，因为现金预算能够让一个公司知道自己能够向客户提供多少贷款而不至于发生流动性风险。 A bank aggregates the activities of many borrowers and lenders. A bank accepts deposits from lenders, on which it pays the interest. 银行聚集了许多借方和贷方的活动。银行从借方接受存款并支付利息。 Capital investment decisions are long-term choices about which projects receive investment, whether to finance that investment with equity or debt, and when or whether to pay dividends to shareholders. 资本投资决策时关于投资哪些项目、是否以股票或债券注资投资，以及何时或是否向股东支付红利的长期选择。 4. translation (C TO E) (1)金融管理是商业管理的重要方面之一，没有合适的金融计划，企业是不可能成功的。 Financial management is one of the most important aspects of business management. Without proper financial planning a new enterprise is unlikely to be successful. (2)金融中介机构的基本宗旨是把不受公众欢迎的金融资产转变为他们能够接受的金融资产。 The basic purpose of financial intermediar is to transform the unwelcome financial assets into what the public can accept. (3)企业经营是有风险的，因此财务经理必须对风险进行评估和管理。 The operation can have many risks, so the financial manager must assess and manage them. (4)投资决策首先是指投资机会，常常指资本投资项目。 Investment decisions first refer to investment opportunities, often referring to capital investment s. (5)现金预算常常被用来评估企业是够有足够的现金来维持企业的日常经营运转和（或）是否有太多现金富余。 Cash budgets are often used to assess whether the has sufficient cash to fulfill dail