Unit-10-Insurance.ppt

Unit 10;Introduction：; There are all kinds of risks in international trade. Insurance is necessary as it transfers them to the insurance company. insured: 被保险人 insurer/underwriter：保险人，保险商premium：保险费 ;Insurance in international trade mainly refers to marine / maritime (cargo) insurance as the majority of international goods are delivered by sea. perils of sea: 海上风险 average: 损失，特指海损 ;海上风险 Perils of the Sea;Losses;（三） coverage: 险别 The contract of insurance is made in the form of an insurance policy or insurance certificate. coverage: 险别 amount insured: 投保的金额 ;Risks to be covered the Institute of London Underwriters: 英国伦敦保险业者协会 The Institute Cargo Clauses (ICC): 协会货物条款 China Insurance Clause (CIC): 中国保险条款 Ocean Marine Cargo Clauses: 海洋货物运输保险条款;1.There are three principle perils under Ocean Marine Cargo Clauses: FPA (Free from Particular Average) 平安险; WA or WPA (With Average or With Particular Average) 水渍险; A/R (All Risks) 一切险. There are two additional risks: General Additional Risks 一般附加险 Special Additional Risks 特别附加险;2.General Additional Risks 1.Theft, Pilferage and Non-delivery (TPND) 偷窃、提货不着险 2.Freshwater and Rain Damage 淡水雨淋险 3.Risk of Shortage 短量险 4.Risk of Intermixture and Contamination 混杂、玷污险 5.Risk of Leakage 渗漏险;6.Risk of Clashing and Breakage 碰损破碎险 7.Risk of Odor 串味险 8.Damage Caused by Sweating and Heating 受潮、受热险 9.Hook damage 钩损险 10.Loss and / or Damage Caused by Breakage of Packing 包装破裂险 11.Risk of Rusting 锈损险 ;3.Special Additional Risks There are 8 special additional risks. 1.Failure to Deliver Risk 交货不到险 2.Import Duty Risk 进口关税险 3.On Deck Risk 舱面险 4.Rejection Risk 拒收险 5.Aflatoxin Risk 黄曲霉素险;6.War Risk 战争险 7.Strike Risk 罢工险 8.Fire Risk Extension Clause for Storage of Cargo at Destination Hong Kong, Including Kowloon, or Macao 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款 ; Text Structure Sentence Patterns Exercises ;（四）Insurance Clause in the Sales Contract The insurance clause in the sales contract covers several aspect