Enterprise Credit Risk Management Mistakes.docVIP

 PAGE \* MERGEFORMAT 5 Enterprise Credit Risk Management Mistakes ‘Credit’ is now becoming more and more a fashionable topic. However, what is credit, business credit management in the end should be how to do that in a lot of people even used to work in credit management staff are still a lot of different perceptions, or that there are a lot of errors. I engaged in business in accordance with their years of experience in credit risk management, talk about a few points on the understanding of corporate credit management. ‘Credit Risk Management’ eliminate ‘credit risk’ Enterprise Credit Management for enterprise credit risk prevention is undoubtedly play an important role, but credit risk management companies of intent is not to eliminate risk, because that will only return on an opportunity wasted. Accounts receivable bad debt rate of zero enterprises, and not necessarily do better risk management business. If we can deal with the risk of pre-established methods and measures, the risk can be a useful factor. Need to do risk management, risk management should take the initiative to select those who can bring revenue risk. ‘Credit risk management is the business credit management matters’ Enterprises to establish a credit management, credit management credit management department should be responsible for the daily work of the company, but this does not mean that corporate credit risk management alone enterprise credit risk management department’s staff to complete. Enterprise Credit Risk Management is a systematic management, which is one of the company’s key strategic, first, the company needed high-level attention and adequate knowledge of, otherwise, work will be a mere formality; Second, it requires the Company’s business departments, particularly the sales department, finance department, business department, Ministry of Justice, with the doors because the credit risk of carrying out the entire sales process. ‘Credit Management Accounts receivable equi