信用度高人不会做5件事.docxVIP

信用度高的人不会做的5件事Top 5 Things Highly Credible People Don’t DoGood credit is essential for almost anything finance related. From buying a house to opening a credit card, having a good credit score ensures you get the best interest rates and you can open high lines which you can access in an emergency. Building your credit is important and it’s not something you do instantly. However, if you want to learn how to increase your credit score and at the same time, learn good habits, you should follow these things which people with good credit don’t do:在经济方面，信誉良好是根本。从买房子到开立信用卡，信誉记录良好会让你得到最好的利率，紧急情况时能给你开出较高的限额。建立起自己的信用很重要，也不是件一蹴而就的事情。但是要是你想要学者怎样增加信用记录，同时养成一些好习惯，那些信用好的人不做的事情也不要做。1.They Don’t Pay Their Credit Cards on Their Due Date他们不会在截止日期那天去还信用卡Credit card payments are due on a specific date and most people wait until this day to pay them to maximize their credit capacity. However, people with excellent credit usually pay off their cards early. While paying on time means you won’t incur any fee, you might incur a penalty on your credit score.信用卡还款是定在一个特定的时间，大部分人都等到那一天才去还款，保持信用卡的最大贷款限额。但是那些信誉好的人通常都会提前还款。在支付期间支付也不会产生任何费用，信用记录上也不会有任何不良记录。2.They Don’t Refuses Credit Limit Increases不拒绝增加信用额度Having a large credit limit may seem scary, but as long as you’re responsible and don’t plan to use it all up, then there’re no reason to refuse a credit increase offer from your credit card company. A large credit limit shows other companies that you are trustworthy and also. This can help increase your credit score and ensure you get approved for loans.信用额度太大可能会觉得有些吓人，但是只要你有足够的责任心，没有想要将其用光，那也没理由拒绝。同样，信用额度大也说明你是个可以值得信任的人。这也能增加你的信用度评分，贷款也更容易获得批准。3.They Don’t Co-Sign Loans他们不会签署共同的贷款Co-signing loans is a dangerous gamble. See, when you co-sign a loan, you are essentially taking responsibility, should the person you co-sign with defaults on the loan, then you are stuck with paying it back. This not only ruins your credit score, but you will have to pay back money you didn’t use in the first place.