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2nd International Conference on Humanities and Social Science Research (ICHSSR 2016) P2p Personal Credit risk Identification Index Selection Research under Sharing Economy in China Yaming Zhang Beijing jiaotong University, Beijing, China Keywords: The P2P lending; Personal credit risk; Identification of indicators Abstract.With the development of the Internet financial, the number of the P2P network platform is increasing rapidly, however the problem of the P2P platform is also a increasing trend in the meantime.After investigating its reason, individual credit risk is the main factors of problem platform. For the personal credit risk identification index system is imperfect of the P2P lending platform in our country, in this paper, combined with the characteristics of P2P lending platform in China and based on the personal credit risk identification index selection research at home and abroad, then the personal credit risk identification index system of P2P network that fixes China is built.Thereby the P2P industry in China can be facilitated to develop in health and sustainability. Introduction With the rapid development of Internet technology and the Internet financial, P2P network loan platform scale is increasing in our country. The emergence of P2P network credit platform makes up for the traditional financial system in the deficiency of small loans, which brought us a lot of convenient financial services. But as a result of the industry’s shorter development history and it is at an early stage, it can’t be ignored that some problems exists in