房地产企业的钱途安在(国外英文资料).docVIP

房地产企业的钱途何在 The last two years, the real estate enterprise bosses are always busy with change, expand the land reserve need money, need money, more and more severe price payment terms increase hold income property portfolio need money. Bank lending conditions are, however, with increasingly strict national macroeconomic policy adjustment, at the same time, the real estate project pre-sale conditions made through project opens to booking a collection. How to find money, especially long-term funds, is a problem for real estate enterprises to solve the problem. At present, bank loans is still the main sources of funds for the real estate enterprises in our country, self-raised funds part also derived for bank loans more mat endowment (construction enterprises), other funds is mainly composed of pre-sale housing loans to individuals () implementation, but other financing channels for the development of real estate enterprise financing source is an important development direction. From the second half of 2004 to 2005, there was a reduction in direct loans to Banks due to the countrys macro-control policies. In addition, for land reserve, released in May 2005 the peoples bank of China Shanghai branch of the Shanghai credit to guide put forward clear requirements, prudent lending of the government land reserve agencies, real estate development enterprise will loan to pay gold of land sell ones own things is forbidden. According to the national bureau of statistics and the pedestrian head office statistics, in 2005 real estate development enterprise funding sources: from the bank loan ratio decreased from 21% in the first quarter to 16% in the second quarter, through the booking and other methods to obtain the proportion of other funds continue to fall, from 49% in 2004, the year to 42% in the quarter to 37% now, self-raised funds still remain at 34%. With large real estate enterprise from pure real estate development enterprise to comprehensive, including asset management