自己养老,照样加进社保,是个题目（国外英文资料）.docVIP

自己养老,还是参加社保,是个问题（国外英文资料） The question is whether to retire or participate in social security Reading (17518) review (67) The question is whether to retire or participate in social security Leung faat Fei Said Mr Zhao Mu on weibo, 25 years old, dont pay pensions, deposit 500 yuan a month, work for 30 years and is deposited on the first 5 years, meter 32287.50 yuan, the second five years more than 30000 small lump meter 39955.78 yuan, add 5 years lump-sum withdrawal is 32287.50 yuan to 72243.28 yuan, in 30 years, a total of 55 to 381203.44 yuan, to save five years on a regular basis can get interest on 90535.82 yuan, to is 1508.93 yuan per month, and now the pension contrast, less? You is only 55 years old, wait another five years with his pension, to 3376.23 yuan per month, more than 380000, your principal or hang can be left to their children, I think dont trouble to the state, all his pension. The above arithmetic problem, can draw the conclusion: pay endowment insurance gold, wait for social endowment, actually be inferior to oneself to save money, by oneself endowment. So, oneself save the endowment and pay the social endowment of social security fund, which is better? There are risks to saving for retirement, mainly because of inflation. In recent days, it has been reported that the purchasing power of todays 1,000 yuan is equivalent to more than five hundred yuan six years ago, which means that in five or six years, prices have almost doubled. So, after 30 or 40 years, the money could be eaten up by inflation. But dont social endowment insurance also face this problem? Really is also facing the problem of social endowment insurance, but because of the social security is a pay-as-you-go, closed in money changed hands today to pay todays pensioners, capture expends people get money in the future, today is provided by the young people at that time pay the cost of, so, for inflation has certain resistance. To participate in social security, of course, how much can