再保险术语.docxVIP

再保险reinsurance原保险人original insurer 分出公司ceding company再保险分出人 reinsured再保险人reinsurer分入公司ceded company自留额retention (自负责任)分保额ceding amount再保险费 reinsurance premium (分保费)再保险佣金 reinsurance commission(分保手续费)转分保retrocession比例再保险 proportional reinsurance非比例再保险 non-proportional reinsurance超过损失再保险 excess of loss reinsurance成数再保险 quota share reinsurance溢额再保险 surplus reinsurance线数 lines起赔点 priority/underlying retention(分出公司自负责任额)最高责任额 top limit/ceiling figure险位超赔再保险 excess of loss per risk basis普通超赔保障 working cover事故超赔再保险 excess of loss per event/occurrence basis异常灾害再保险 catastrophe cover分层再保险 reinsuring in layers赔付率超赔再保险 excess of loss ratio损失中止再保险 stop loss reinsurance(停止损失再保险)共命运条款 follow the fortunes clause(同一命运条款)错误或遗漏条款 errors or omissions clause（过失或疏忽条款）检查条款 inspection clause（保护缔约双方权利条款/断交条款）仲裁条款 arbitration clause直接给付条款 cut through clause固定佣金率 fixed commission rate单一佣金率 flat commission rate梯次佣金率 sliding-scale commission rate(累进递增佣金率)盈余佣金 profit commission(纯益手续费)或有佣金 contingent commission结清方式 cut-off basis自然期满方式 run-off provision一年法 one year basis三年平均法 three-year average system亏损滚转法 losses carry forward system消失滚转法 losses carry forward to extinction三年滚转法 losses carry forward for three years最后净赔款额 ultimate net loss净自留责任 net retained lines事故损失 loss occurrence以保单签发为基础 policies issued or policies attaching basis以损失发生为基础 losses occurring basis以提出索赔为基础 claims-made basis预存保费 deposit premium最低保证保费 minimum and deposit premium毛费率 gross rate附表摘要表 schedule雇主责任保险 employer’s liability再保险人与分出人同一命运 the reinsurer follow the fortunes of the company拒收风险 rejection risk强制再保险,固定再保险,合同再保险 obligatory reinsurance净自留额 net retention额外期限 odd time出险通知 advice of the occurrence of a loss续保 renew续保通知书 renewal notice减保 return退保费 return premium变更 alteration修正 amendment退保/取消 cancellation收回/提取/撤销 withdrawal报表 bordereaux延迟/错误/遗漏 delay error omission记录/报表/账目/文件 record book account document期满 termination无效 annulment 、invalidation经纪人佣金 brokerage代理人手续费和津贴 agency commission and allowance转分手续费 overriding commission未