贵金属投资技术分析英文版(65).pptVIP

BM410: Investments Personal Investing I Objectives A. Understand the ten principles of successful investing B. Understand the Investment Hourglass C. Understand the Importance of Your Investment Policy Statement Understand the 10 Principles of Successful Investing Is there one right way to invest? No. There are multiple ways and multiple methods depending on your personal goals and budget The key is for you to know yourself and what you are trying to accomplish Is there one right way to teach investing? No. But while there are many different ways, the principles should be the same. Principles for Successful Investing (continued) Elder Dallin H. Oaks commented: We live in a complex society, where even the simplest principle can be exquisitely difficult to apply. I admire investors who are determined not to obtain income or investment profits from transactions that add to the sum total of sin and misery in the world. But they will have difficulty finding investments that meet this high standard. Such complexities make it difficult to prescribe firm rules. We must rely on teaching correct principles, which each member should personally apply to govern his or her own circumstances. (Dallin H. Oaks, “Brother’s Keeper,” Ensign, Nov. 1986, 20 ) Principles for Successful Investing (continued) Whatever you invest in, and at whatever phase of your investment you are in, these principles are critical. While there may be discussion as to the number of principles, the importance of the principles are not disputed! If you build your portfolio in line with these principles, you will have a successful portfolio Principles for Successful Investing (continued) 1. Know yourself Know your goals Have well-written and thought-out goals Know your budget Live within your means, and save and invest Know your ability to tolerate risk Know what kind of investor you are Invest accordingly Develop a sleep-well portfolio – based on principles you can depend on for a lifetime so that y