2011 第一章 风险与风险管理(国外英语资料).doc

2011 第一章 风险与风险管理(国外英语资料) In risk management, the meaning of loss is usually referred to (). A. economic loss B. depreciation loss C. the spirit loss D. political loss Your answer: A 2, the cause or condition of causing A particular risk accident to occur or increasing its occurrence or increasing the extent of its loss. A. risk events B. risk accident C. risk factors D. loss Your answer: C 3, the necessity factor that determines the existence of insurance activity or insurance system is the risk (). A. the uncertainty The universality of B. C. can determine sexual D. objectivity The basic goal of D 4 and risk management is () Eliminate risk completely B. reduce the likelihood of risk occurring C. Maximize security at the minimum cost D. increase the accuracy of measurement of risk Your answer: C 5, fundamentally eliminate the risk of a particular unit, and give up halfway the risk of some existing units, take the initiative to give up or change the way the event risk management techniques is () A. to avoid B. to prevent C. to eliminate D. inhibitory Your answer: A 6, risk management techniques in the () is the purpose of reducing loss frequency and reduce the loss, the key is to change caused the accident and expand the loss of A variety of conditions A. estimation of risk management techniques B. financial risk management technology C. Controlled risk management techniques D. probabilistic risk management techniques Your answer: no answer is correct: C 7, in the classification of risk by risk nature, pure risk includes () A. the risk of economic fluctuation B. the tsunami risk The risk of exchange rate fluctuation D. social risks Your answer: no answer is correct: B 8, the uncertainty of risk is () A. for the individual B: as a whole C. In terms of damages D. In terms of existence Your answer: there is no answer Correct answer: A 9, in the life insurance, according to the principle of actuarial science, using long-term observation of the various ages to get A large