国贸国际货物运输保险条例剖析.ppt

Thank You 例，CIF合同保险条款： 保险：“保险由卖方按照发票金额的110％投保一切险、战 争险，以中国人民保险公司1981年1月1日的有关海洋运输货物 保险条款为准。” Insurance: To be covered by the seller for 110% of total invoice value against All Risks and War Risks, as per and subject to the relevant ocean marine cargo clause of People’s Insurance Company of China edited 1981.1.1. ?保险投保人的约定： 根据买卖双方约定的交货条件和所使用的贸易术语 由买方投保的合同有： EXW FCA FAS FOB CFR CPT 由卖方投保的合同有： CIF CIP DAF DES DEQ DDU DDP ?保险公司和保险条款的约定： 在按CIF或CIP条件成交时，因投保由卖方办理，但保险 公司资信情况却与买方有着重大关系，因此，保险公司和所采 用的保险条款一般由买方在合同中限定。 目前，我国通常采用中国人民保险公司1981年1月1日生效 的货物运输保险条款为依据。但有时国外客户要求按照英国伦 敦保险业协会货物保险条款（ICC Clause）为准，我方也可以 通融接受。 7. MAJOR TYPES OF POLICY 1) Time policy 2) Voyage policy 3) Mixed policy 4) Floating policy 5) Open policy　　 1) Time policy A time policy is one that runs for a period of time usually not exceeding 12 months. 2) Voyage policy This is a policy that operates for the period of the voyage. For cargo, the cover is from warehouse to warehouse. The policy will not apply if the actual voyage and/or ports are different from those in the policy. 3) Mixed policy This is a policy that covers the subject matter for the voyage within a time period. It is used to cover the cargo from warehouse to warehouse with a time limit. The cargo has to be warehoused within 60 days after discharge or the policy will no longer cover the cargo. 4) Floating policy This is an arrangement by which a large initial sum of insurance is granted. Each time a shipment is made, the assured declares this and the value of the shipment is deducted from the outstanding sum insured. The premium is paid in advance. This arrangement provides the policy holder with a large reserve of cover for cargo. It is often used by a dealer with several consignments of goods to insure. Floating policy is the total of several voyage policies. 5) Open policy Thi