新编实用英语第三册PE3_U06_R.ppt

New Practical English 3（Second Edition） New Practical English 3（Second Edition） Return to Menu Maintaining a Sharp Eye Passage I Sharing Economic Losses Through Insurance Passage II Be Careful with Your Policy New Practical English 3（Second Edition） Passage I Related Information Intensive Study Practice New Practical English 3（Second Edition） Text Related Information Insurance Insurance, a promise of compensation for specific potential future losses in exchange for a periodic payment, is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss. Some forms of insurance are required by law, while others are optional. Agreeing to the terms of an insurance policy creates a contract between the insured and the insurer. In exchange for payments from the insured (called premiums), the insurer agrees to pay the policyholder a sum of money upon the occurrence of a specific event. In most cases, the policyholder pays part of the loss (called the deductible), and the insurer pays the rest. Examples include car insurance, health insurance, disability insurance, life insurance, and business insurance. New Practical English 3（Second Edition） Text Related Information Health insurance Health insurance, insurance against loss by illness or bodily injury, provides coverage for medicine, visits to the doctor or emergency room, hospital stays and other medical expenses. Policies differ in what they cover, the size of the deductible and/or co-payment, limits of coverage and the options for treatment available to the policyholder. New Practical English 3（Second Edition） Text Related Information Liability insurance Liability insurance is insurance coverage to protect against claims alleging that ones negligence or inappropriate action resulted in bodily injury or property damage. Life insurance Life insurance is insurance to be paid to a beneficiary when the insured dies. New Practical English 3（Second Edition） Text Re