2013-NBER-FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES外文翻译.pdfVIP

NBER WORKING PAPER SERIES FINANCIAL LITERACY, FINANCIAL EDUCATION AND ECONOMIC OUTCOMES Justine S. Hastings Brigitte C. Madrian William L. Skimmyhorn Working Paper 18412 /papers/w18412 NATIONAL BUREAU OF ECONOMIC RESEARCH 1050 Massachusetts Avenue Cambridge, MA 02138 September 2012 We acknowledge financial support from the National Institute on Aging (grants R01-AG-032411-01, A2R01-AG-021650 and P01-AG-005842). We thank Daisy Sun for outstanding research assistance. The views expressed herein are those of the authors and do not necessarily reflect the views of the National Institute on Aging, the National Bureau of Economic Research, or the authors’ home universities. For William Skimmyhorn, the views expressed herein are those of the author and do not reflect the position of the United States Military Academy, the Department of the Army, the Department of Defense, or the National Bureau of Economic Research. See the authors’ websites for lists of their outside activities. When citing this paper, please use the following: Hastings JS, Madrian BC, SkimmyhornWL. 2012. Financial Literacy, Financial Education and Economic Outcomes. Annual Review of Economics 5: Submitted. Doi: 10.1146/annurev-economics-082312-125807. NBER working papers are circulated for discussion and comment purposes. They have not been peer- reviewed or been subject to the review by the NBER Board of Directors that accompanies official NBER publications. © 2012 by Justine S. Hastings, Brigitte C. Madrian, and William L. Skimmyhorn. All rights reserved. Short sections of text, not to exc