中小银行经营绩效的国际比较.docVIP

中小银行经营绩效的国际比较 [内容摘要]本文选取国际25家最大银行和国外25家中小银行，通过对我国25家中小银行经营绩效的国际比较分析，发现与国外同业相比，我国中小银行盈利性和安全性指标明显较低，部分指标已经低于监管下限，我国中小银行与国外同业的差距正在逐步加大；与国内四大银行相比，中小银行的优势已经逐步丧失。　　[关键词]中小银行；经营绩效；国际比较 　　Abstract: By comparison with the Top 25 and overseas 25 small and medium banks (SMB), this article investigates China’s SMB’s performance. It shows that China’s SMB’s productiveness and security are all lower than those of overseas. Some indexes have fallen below the supervision guide line and the gap between China’s and overseas SMB is enlarging. SMB’s advantages over the state’s bank are dismissing. 　　Key words: sm