揭秘四大年龄段女性理财经 教你变身成财女（Secret four years of age, female financial management, taught you to become a financial woman）.doc

揭秘四大年龄段女性理财经 教你变身成财女（Secret four years of age, female financial management, taught you to become a financial woman） Secret four years of age, female financial management, taught you to become a financial woman Author: Source: dispatch network 2010-06-25 11:27:27 Four years of age, female financial management, taught you to change the high money girl. First step New social management There are three types of financial management for girls who have just graduated from college: One kind is extremely thrifty type, from entering a university to learn work, can save province. The second is a credit card with 3, always carry more credit cards, monthly Moonlight, and even the use of the minimum amount, or the way to rob Peter to pay Paul credit-card debt. Of course, there is also a group is relatively rational girl, from primary school to university graduate to work consistently rational consumption, rational use of card, this is our motherland in the future but I come into contact with as an understanding wife and loving mother, from the point of view, this group is not particularly large. For the first type of female students, it is suggested that moderate consumption should be adopted. Diligence and frugality are virtues, but moderate consumption is beneficial to improving the quality of life. In addition, according to the observation, this group of girls financial management is often more monotonous, just do some deposits and the like. In view of this situation, we can make some suggestions of fund investment, it will reach the mandatory savings, but in the long term it will yield higher than savings. Of course, the fund investment is a certain risk, but young people after all, risk tolerance is relatively high, and can accept a long time. For second types of girls, it is recommended to make your own balance sheet to see how much your debt accounts for your income. If your debt exceeds 2~3 months income, its very dangerous. As for the credit card, it is a good tool for