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bpaselect 12 client brochure - aadvantage …(bpaselect 12客户手册- aadvantageu2026)
bpaselect ™
annuity
fixed indexed deferred annuity
12
G u a r a n t e e s G r o w t h F l e x i b i l i t y W e a l t h Tr a n s f e r
+
Finding a balance
There was a time when planning for percent chance that one of them will live
retirement was a fairly straightforward to age 90.2 As a result, many Americans
process. A generation ago, those will spend as much as a third of their lives
Americans that were able to retire in retirement.
generally relied upon a pension, social
To compound matters, rising costs of
security, and some personal savings to
living, healthcare costs, taxes, inflation,
make it through a retirement that may
and market volatility all work to reduce
have lasted only about 10 years.
the amount of income available to live on
Since then, planning for retirement has during retirement. Time and experience
become substantially more complicated. have shown us the best way to overcome
Out of necessity, Americans have been these challenges is to strike a balance
forced to become increasingly responsible between keeping retirement savings
for their own retirement income as secure and, at the same time, maximizing
pensions and lifetime healthcare coverage the amount of income generated from
have, in many instances, become things them.
of the past. Further, longevity
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