交通事故中车上人员与第三者之区分（Distinguish between traffic car accident personnel and third）.doc

交通事故中车上人员与第三者之区分（Distinguish between traffic car accident personnel and third） Distinguish between traffic car accident personnel and third This chapter. [case] In June 26, 2010, Liu, a salesman from a company in Zhejiang, Huzhou Province, took the company Volvo mini SUV to Nanjing on business. When the Volvo car in the drive to Nanjing city highway overpass road horses, is a Santa Fe car rear end. Little Liu He driver Wang off to see and wait for the traffic police to deal with, a Futian car sped to the Liu has been flying to the opposite lane, leading to little Liu Pi rupture, liver rupture, rib fracture, cervical fracture and multiple injuries. After the identification, Lius injuries were 8 and 10 disabled. The traffic police department after investigation, think Futian car driver Tianmou after observing the scene of the accident, negligence, improper measures, Santa Fe car driver China according to the stipulation in the 150 meters outside the warning signs, Volvo car driver Wang is not a staff car will move to a safe location, are in violation of the relevant provisions of the road traffic safety law. Traffic police department finds: Tian Mou main responsibility for the accident, Hua, Wang negative accident secondary responsibility, Liu did not bear responsibility for the accident. After Liu will be three car owners and drivers and three car insurance underwriting three insurance companies to court, claims more than 40 yuan. [divergence] In the process of the case, there are two different views: the first view, Liu hit, had left the vehicle waiting in the car, so the insurance company should bear the liability for claims Liu in insurance and third party liability insurance. The second opinion, Xiao Liu Department of Volvo car personnel, injured in traffic accidents, car insurance should be insured in accordance with the vehicle to claim. [comment] I agree with the above first opinion for the following reasons: I. definition of personnel on motor vehicle and thi