02-03固定资产贷款管理暂行办法（Interim Measures for the administration of 02-03 fixed assets loans）.doc

02-03固定资产贷款管理暂行办法（Interim Measures for the administration of 02-03 fixed assets loans） Order No. second of China Banking Regulatory Commission, 2009 The Interim Measures for the administration of fixed assets loans, which have been adopted by the seventy-second chairmans meeting of China Banking Regulatory Commission, are hereby promulgated. These Measures shall come into force three months after the date of promulgation. Chairman Liu Mingkang Two years nine, July 23rd Interim Measures for the administration of fixed assets loans Article 1 for the business of fixed asset loans to regulate the banking financial institutions business behavior, strengthen the fixed asset loans prudent management, and promote the healthy development of the fixed asset loan business, according to the Peoples Republic of China banking supervision law, Peoples Republic of China Commercial Bank Law and other laws and regulations, the enactment of this approach. Article second the banking financial institutions (hereinafter referred to as lenders) approved by the banking regulatory authority of the State Council of the Peoples Republic of China shall abide by these measures for the operation of fixed assets loans. Third fixed assets loans as mentioned in these Measures refers to the lender to enterprises (thing) under the provisions of legal persons or other organizations as the state can be issued, the borrower for investment in fixed assets in foreign currency loans. Fourth lenders to carry out fixed asset loan business should follow the principles of compliance with the law, prudent management, equality, voluntariness, fairness and good faith. Article fifth the lender shall improve the internal control mechanism, the implementation of the loan management of the whole process, comprehensive understanding of customer and project information, the establishment of fixed assets loan risk management system and effective post balance mechanism, will implement the loan management responsibilities