- 1、本文档共20页,可阅读全部内容。
- 2、原创力文档(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。
- 3、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载。
- 4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
查看更多
现金卡消费者风险评估模型之研究
ReviewReview ofof FinancialFinancial RiskRisk ManagementManagement 63
9663-82
The study of risk evaluation model on cash card consumer
Wen-C hing H siao L i-C hun H uang
261 79 260 11
Department of International Trade, Lan Yang General education center, National Ilan University
Institute Technology I Lan, Taiwan 260, R.O.C.
Tou Chen, I Lan, Taiwan 261, R.O.C.
G wo-G uang Wong
261 79
Department of International Trade, Lan Yang Institute Technology
Tou Chen, I Lan, Taiwan 261, R.O.C.
LogisticLogistic
72.6%71.7%
Logistic
J E L C52, G32
* Tel. (03)9771997-222; fax:(03)9789012 wenching@mail.fit.edu.tw ()
Corresponding author: Tel.: (03) 9771997-222; fax:(03)9789012. E-mail address: wenching@mail.fit.edu.tw (W.C. Hsiao)
**
64 96 3
Abstract
To meet those people who need a small amount of money right away, the financial institutions issue
cash card with a high interest rate and high return by quickly processing the loan. However quickly
passing the loan also makes this financial merchandise of personal consumption risky. Hence financial
institutions need to solve the problem on how to develop the evaluation system of risk for cash card
applicants to lower or prevent the loss of bad debt while increasing the number of cash card holder. With
the data of cash card customer from
文档评论(0)