08公估考试复习重点第七章保险监督管理（The seventh chapter 08 assessment exam review focus on the insurance supervision and Administration）.doc

08公估考试复习重点第七章保险监督管理（The seventh chapter 08 assessment exam review focus on the insurance supervision and Administration） Section 1 overview of insurance supervision and management I. The concept of insurance supervision and Administration Insurance supervision and management refers to the supervision and administration of the insurance industry by the governments insurance supervision and administration departments in order to safeguard the order of the insurance market, protect the interests of the insured and the public. The insurance supervision and management system consists of two parts: one is the State formulates relevant insurance regulations, macro guidance and management of the domestic insurance industry; two is in accordance with the law or administrative authority for the administration of insurance agency specializes in insurance supervision and management functions, to ensure the implementation of the regulations on insurance. (1) the principal part of insurance supervision and administration; Roughly divided into two types: one is the insurance regulatory authorities in some countries is the Ministry of finance, set up a special department in the Ministry of Finance in the insurance supervision and management; two is the insurance regulatory authorities in some countries set up independently. China Insurance Regulatory Commission was established in November 1998. (two) the nature of the insurance supervision and management act; On the one hand, the supervision and administration of insurance is a compulsory act based on the law and the administrative rights of the government. [exams] On the other hand, under the market economy system, the nature of insurance supervision and management is essentially an act of state intervention in the insurance economy. (three) the fields, contents and objects of insurance supervision and administration; The scope of insurance supervision and management is limited to commercial insurance field. The contents of insura