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整改为一般公司类贷款的有关要求(The general requirements of company rectification loans)
整改为一般公司类贷款的有关要求(The general requirements of company rectification loans)
The general requirements of company rectification loans
First, the basic conditions
The local government financing platform to meet all of the following conditions (hereinafter referred to as the financing platform) loans, the banking financial institutions (hereinafter referred to as the bank) can report to the banking supervision department, supervision by the examination and confirmation after rectification for general corporate loans, according to commercial principles.
(a) prerequisite: Rectification for loan financing platform companies must be enterprise human loan financing platform.
(two) a necessary condition:
1. in accordance with the principle of full coverage. The bank loans for borrowers are qualitative risk cash flow coverage.
2. in accordance with the consistent principle. The bank agreed to loan rectification for general corporate loans.
3. in accordance with the three party signature principle. The banks are on loan platform and qualitative risk measures agreed with the relevant departments and local government financing platform, and through the three party (local government departments, and the bank loan financing platform) signed to confirm.
(three) reporting conditions: CBRC 2011 Document No. 34 issued, the lender must to be rectification for general corporate loans to one by one to fully comply with the above approval, the exit conditions can be submitted to the banking regulatory report.
Two, report
Report of bank loans to the banking supervision department of the rectification for general corporate loans matters, should follow the following principles and requirements:
(a) basic principles
1.: the bank loan subject submitted material sent to the maximum loan (by the end of December 31, 2010 the balance of the bank, at most) by the largest loan bank responsible for the unified submitted to the banking supervision department.
2. submission frequency: in principle, submit
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