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建行竞争优势(CCBs competitive advantage)
建行竞争优势(CCBs competitive advantage)
The construction of foreign commercial banks and domestic banks compared with other commercial banks, the advantages and disadvantages and the opportunities and challenges of mobile phone banking is as follows:
(1) the banks strong resources and ability.
Belonging to a large state-owned commercial banks, financial resources, strength, and laid a solid foundation for traditional business based mobile phone banking business.
In the China service network throughout the good corporate image of the people on both sides of the Changjiang River, and formed a large mobile phone banking customers.
The application of information technology attaches great importance in the banking business, continue to expand the field of financial services, good computer and communication system, is in the leading level in domestic counterparts. Bank CCB mobile phone by the leading mobile phone banking technology provider Beijing Lianlong Botong responsible for product design, technology research and development, the realization of mobile phone menu. At the same time, cooperation with China Mobile, China Unicom has obtained the support of advanced communication technology.
It has formed a good human resources at different levels. The construction bank listed, management system and internal structure improvement will attract more talents into.
The security and high degree of credibility. Beijing Lianlong Botong connected by communication lines to the end to end the entire mobile phone bank; data encryption; mobile phone number, the user number and password three mutual verification of multiple security measures, to provide security for the most user account information and transaction data.
The convenient, quick and comprehensive services, customer service quality system. Travel in the field will also be ready to pay for mobile phone fee, water and electricity charges; 12 in the evening can also remittance transfers; can Yinzhengzhuanzhang -- these ever more
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