analysis of china#39;s pension business worries and coping（分析中国# 39;养老金业务的担忧和应对）.docVIP

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analysis of china#39;s pension business worries and coping（分析中国# 39;养老金业务的担忧和应对）.doc

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analysisofchina

Analysis of China#39;s pension business worries and coping Abstract China is facing old before getting rich real threat. At present, China’s pension is the cause of the main problems: urban enterprise workers pension insurance personal accounts empty account operations, future pension payments huge gap; pension insurance institutions can not effectively promote; currently the main way can not adapt to the needs of the pension and so on. This paper explores the possibility of solutions to solve these problems. Paper Keywords endowment pension insurance undertaking means a pension, China pension status of career (A) the status of an aging society. Proportion of aging population. According to the communique sixth census, China’s population aged 60 and over 178 million people, 13.26% of the total population, 65 years and over population of 119 million people, accounting for 8.87%. According to the World Health Organization, a country’s elderly population coefficient of 10% or more (aged over 60), or 7% (population over 65 years) when marking the country or region into old age. Experts predict that by 2014, China’s total number of older people will be more than 200 million, in 2025, will reach 300 million by 2050, it will reach 400 million.  2. China is currently the main pension manner. China is currently the main pension in the following ways: family services to take care of that for the elderly living at home by their children, relatives and friends to take care of; apartments for the elderly, namely the lack of government and society to care for children and elderly relatives specially designed, purpose-built residence . Belong to for-profit nature of low, medium, high, etc.; government-funded orphanage or nursing home, mainly applied to meet specific criteria the beneficiaries, a few cities will be the beneficiaries expanded to urban residents; community endowment: family pension is to the point of integration and institutional pension concent