analysis of the value of the pursuit of financial regulation and the reality of relying on the law（分析金融监管的价值追求和依赖法律的现实）.doc

Analysis of the value of the pursuit of financial regulation and the reality of relying on the law [Paper Keywords] the value of the pursuit of reality relies on financial regulation [Abstract] value of the pursuit of financial supervision of the law there are two, one to guard against and defuse financial risks and maintain financial stability and security. The second is to protect fair competition and financial efficiency, ensure the sound operation of China’s financial sector and currency effective implementation of policies these two aspects of the conflict hindered the goal of financial regulation that the financial system to achieve social welfare maximization. This paper discusses the making by the value of the pursuit of financial regulatory law practice in financial regulation found its real basis, so that the value of law and the law itself, the pursuit of the value of unity. As China’s financial supervision in the relevant laws to prevent and defuse financial risks as its goal, therefore, safety and efficiency of financial regulatory law has become the pursuit of value, the law of value orientation, with the value of the common law, but also for scholars of communication theory recognized. First, the value of financial regulation in the pursuit of law In the structure and functioning of the financial system, our choice of bank-based, which is China’s rapid economic growth has made a great contribution, but also led to many years of global waste of resources and the accumulation of systemic financial risk. A lot of bad bank loans the accumulation of financial risks is a concentrated expression of the need for financial regulation more urgent. Generally believed that financial regulation is accompanied by local and global banking crisis has emerged as an outbreak in order to ensure financial system stability, security, and ensure the interests of depositors, institutional arrangements, it is in the financial market failure (such